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Senior Housing Choices: Finding CCRCs, Villages and Cohousing

Today's senior housing is less a hospital and more an environment that allows for individual choice.

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by Olivia Smith

The perfect home for seniors has never been more important as people the world over live longer than ever before. Older adults today want living options that provide not just comfort and safety, but also community, independence and the ability to access care when it's needed. Knowledge of these options can allow seniors and their families the opportunity to make informed decisions for the future.


1.Continuing Care Retirement Communities

A CCRC is a facility with many levels of care that are housed within the same campus. Residents generally begin in independent living, with private apartments or cottages, social activities and amenities like fitness centers and dining halls. And, as their health care needs shift, they can move easily to assisted living or more intensive skilled nursing care without being forced to pack. This philosophy of “continuum of care” provides comfort in the knowledge that medical and personal assistance is there when needed. Entry fees and monthly fees are typically used to finance them, making CCRCs a substantial investment. But for those who value long-term security and ease of living, this choice brings stability and great care across the various phases of aging.



2.Village

In comparison, the Village movement is all about assisting the elderly in aging in place in their own homes and communities. Villages are nonprofit, member-driven organizations that provide older adults with access to services, volunteers and social activities. With an annual membership fee, members are entitled to resources such as transportation, home-related repairs and social events, promoting a close community while remaining independent. Unlike CCRCs, Villages themselves don't offer medical care, but they're known to partner with local health organizations who can offer assistance. This model is perfect for the seniors who are very attached to their homes and their neighborhoods but require more help and social engagement as they get older. The Village movement is ballooning, especially in urban and suburban areas, where it allows seniors to continue living in the same communities without upending their lives.



3.Cohousing

Another emerging alternative and trend is Cohousing, a customized living arrangement in which seniors can share common areas and still live independently. Cohousing is unique from typical retirement communities in that it's specifically designed to facilitate interaction, with shared kitchens, gardens, and common spaces. There's strong community involvement, and residents take part in decision-making and often meet for communal meals and activities. This model holds particular appeal for those who value sustainability, social connection and belonging. Although cohousing generally does not offer professional care services, some facilities offer a wellness program, or contract with home healthcare agencies. It can provide an ideal mix of independence and community for seniors who want an active, interdependent lifestyle but don't want the retirement home feel of an institutional setting.



The best senior housing option depends on specific needs, whether it is guaranteed care focused on your parents or neighborhood support or a senior community with close integration or a shared living experience. For those who expect to one day require medical help, a CCRCs offer a comprehensive, “nothing left out” lifestyle pattern. Villages are places where you can age in place, with social and practical support; cohousing creates deep links among people who are like-minded. In an ever changing society, these models show that retirement living no longer has to equate with loneliness or loss of autonomy. 


In the end, it is a personal choice when one considers factors such as monetary considerations and the kind of life they would prefer to have. Through CCRCs, Villages, Cohousing and other options, older adults can also discover a living arrangement that is in line with the way they wish to livee, one that provides comfort, community, and the appropriate level of care as they begin their journey into the next chapter of their lives.



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